A layoff. A medical bill. A divorce. A stretch you'd rather forget. Life happened, your credit took the hit — and ever since, one three-digit number has been making decisions about you it has no business making.
The lenders here look at your whole picture — not one number. A few quick questions and we'll match you with the ones who fit.
Checking won't affect your credit. We're a free matching service, not a lender.
Thousands of people the banks wrote off have found options here. You're in good company.
A quick, honest note: Not Your Score is a free matching service — not a lender. We don't make loans or credit decisions. We connect you with third-party lenders and partners who may contact you about options. Any loan is between you and the lender, on their terms. Consent to be contacted is not required to obtain a loan.
public assistance, alimony, and retirement income can be included.
By checking this box, I agree that Not Your Score and the lenders and marketing partners it works with (see our Partners list) may contact me at the phone number and email I provided - including by automatic telephone dialing system, artificial or prerecorded voice, and SMS text message - about loan options and related offers, even if my number is on a federal or state Do Not Call list. I understand my consent is not required as a condition of receiving a loan or any product or service, that message and data rates may apply, and that I can reply STOP to opt out at any time. I also agree to the Privacy Policy and Terms of Use.
Sit tight — we're connecting you with lenders in our network who work with people in your exact situation.
One tip: The fastest matches come through in minutes. Keep your phone close and answer when they call.
You were never just a number. Now you've got options.